– "Citadele banka", !" $ 40103303559, + , " : . / 0 , 22, #. . # , LV-1010, 7 . / , !: info@citadele.lv. # 0 , = / # – @ / = !" > " > A ! / – , / + "= / !B / , , # – =0 0 A !B # B J / " B > A 0 JMN = / , / , = # , !B 0 $ G – G = , / % / ? + , & " = 0 &" > + > , , 1. , / O , ?= + / , . , 0 0 A ? 0 / 0 , = / , ?= + B = " # " " ! # . 0 # = 0 @ ? , @ . 0 @ . # / 00 = , / ?= + , = > A. 0!" / = . / D D 0 / , D – – # # , / '$# / . + # – # # = / , / , O > !" #. A. + A / O , – , A . A A, , !B " / – + .,. > A –@ / – G = , = ? ?+. – / 0 0 " , & # ! 0 / G = , 0 ? ?# = , # > = . / – O , " 0 ! , / – " " – G = , > A 0/ , C 00! / A . @ / B ! – > A, 0 0! = « # B 7 !B ?# B», . . > A ? !B + B # J / " # C += (JC) " 7 0 , " = ! (JMN) , , !" # JC JMN, A B 0 C, # B ? !B + B# JC # JC JMN. " / , " , / / ?+ / , ? 0 , # / / + ?@ @ +, !" 0 A C + " / A ". E # 0 + # ! + ! – G = , # 0 @ . , " . , !" 0 > A " , . – , D # , ? !B / B D " ! # F / !/ / !" # 0! / / = 0 @ + > 0 A , # , ? / " . + / ! ! F A O C, , @ 0, , / = > A " N>P. Q D B + / F @ O , ! + E # 0 # . J # 0 ! D B / F @ O E # # # + , , / !0 , + 0! # E # # . 2. D + = ? !0 O @ .> / , = / , D # / !B F " @ 0 O , , = 0 D 0 , # 0 , / = B = ? !0 = B + ?. 3. O / = / ? @ / , ? D / D # 0 A 0 . 4. O ? = / ? ? / G 0 , = " # . / A B, A = = ? 0!B / ". E / , . / A " @ = +, !B @ 0 E # + # O 0 =0 A ? / ?= ? # # / C, 0 ( Citadele, 0 DIGI=FIRMA, 0 , / G ./.). Q 0 , O = / ?= " DigiPass, # " = , / 0 !" + 0 E # 0 # .O A + ?/ , !" / ?= + # ( 0!) = . 5. O / G 0 # 0, , @ , / = / / , + O / , A !B # / , / ?= # ? B , 0, @ / . 6. O = = / ? @ = # A = D # , / > " E # # . 7. Q = +, !0 E # 0 # / 0 E # # A C, C, A + 0 ! = / ! @ 0 # > " 0. 8. O = = 0 ? G 0 ?@ : 8.1. + !B =0 B G 0 , = " E # B # # B/ !B @ 0 B, 0, : G = , B : =0 0 , G 0 , , 0 G # " " G 0 , , B / / A / ; + , B : =0 = , + , # ,+ , # # , A =0 , 0 + B / / ? O , B / B / / . b , = G 0 ? @ A # = + , # , , / / A / , / B / " = !, / ? , +, = 00 , # # # B !B =0 B; 8.2. / A 0 , + B , ? O – G = , # , 0 B / / / A ? B / O ; 8.3. / , A ! # @ 0 " G / = 0 # =0 A 0 / / / A ? B / O ; 8.4. + !B ? B, ! 0 # ? / ? / = ? O , ! + B = E # # . 9. @ 0 / =# ? / 0 , / !B// c !B @ O 0// 0 O /> ? 0 ( 0 , 0 , / !B G / = O // O /> ? ). 10. @ 0 / A ? O , O B # ? # , , # /? , A , B, # " / = " O !=! 0 # / / ? / A ? 0 0 0 # / / + 0 F @ / " # = = / A + B. 1 из 5 # # 0 Утверждены на заседании правления АО "Citadele banka" 15 мая 2012 года, решение № 5/28/12. Правила действуют с 1 августа 2012 года. 11. @ 0 =0 > " 12. / 0 D # @ , / , 0 / ? ,D / D # . !B =0 B > " / O / B B 0 " + B / !B / , / 0 !" + 0 E # 0 # . d G 0 + !B A 0!B =0 B > " , D ", / D # B / / O !B / = B @ / A + , " @ www.citadele.lv, A O 0 A / , ? , / = G 0 + A @ . d G 0 + !B A 0!B =0 B > " D " B / / # = "Latvijas Vgstnesis". 13. J O # =0 0 > " , D " / D # ,O 0 / / 0 0 E # 0 # / # ? E # # / =0 " . 14. O 0 A / , ? ? + G 0 + # B @ > " !B / = B / A + , Citadele, " @ A , / = G 0 + A www.citadele.lv, @ . h " @ d O 0 A A = 0 ? G 0 " !B / = B @ / A + P = A 0. 15. d=0 0 + ! / !B , / 0 0!B / / = > A ", + = ? !0 O = / ? # 0 . @ / O G 0 + 0 + ! Citadele / , / !B / = B@ / A + " @ d . " 16. O d0 + &" 0 C, / A ? : 16.1. O / 0 , O 16.2. O / ? / ? . 17. > A , 0 / O , / / ?// c ? @ / / A ? C, / ?0 " G 0 ! = ? 0 / / 0 0 ! / / @ 0. Q ?, ! + / ?0 " G 0 . @ ( 0 , , # ? O ! G 0 / = C, 0, / ?0 "G 0 =! ) 18. O * > &" , A !0 0 + G = , / + 0 0 0 – ; 0 , 0 , 0 / 0 O 0 – ! + # # / 0 , ! A ? C, 0, A ! 0 !, + B , ? 0. Q C, A ? + + / ? 0 A ? C, 0 / / ! ? # , . / A " / = +, C, 0 / = ? ? 0 , 7 0 @ = / ? " ? ? G =! ), = +, 0 , , (G = , # ) ? 0 @ . @ , O G 0 @ . &" ! = 0 + C, B A ! @ , / 0 0 , B + B, ! = ! > " . 19. J = +, 0 O 0 @ 0 # , !" + !0 = 0 / 0 / (= "0 ) O / 0 O / = ? / / , ? ? = = ? ? B / @ 0, @ / / 0 , , B / , / 0 0 # // , ? , / ? A ! C, (C, ) O ,@ 0 / / ? A ! C, !/ ) " 20. / , = ? = # @ + # . / ? O A / &" = , O 0 D = O / 0. @ , ? B &" A ! , ! > + B # @ > A B/ . 21. E , !B # C, G 0 . / A " @ 0 G 0!. E A ! = , + C, 0 0 = , !B #, = ! + C, . 22. QB > A N>P, ! O , = , + C, / = , 0 ?, # @ / , 0 ? / A = , C 00! / A / " , @ @ / . > = , C, C 00! / A @ A ! > " 0 0 ! . 23. 2 ! O > A , = +, 0 / 0 !B / 22 D ", = , + C, ?, # @ / , @ / > ? / = + # > A # @ / , @ / !/ , " A = , + " 00! / " , @ . 24. @ = , = , !B = , !B / , ", ? / , + + G 0 +: 24.1. h 0 , O (IBAN – 21 = , , “LV…”). 24.2. d G 0 O : 24.2.1. 0 ,G 0 G = , # , 24.2.2. = + , # . 25. @ 0 / = , ? C, C 00 / A ? 0 C, > , , = # > A 0 / , , A 0 , , = ! > A 0 / , # ! > , + = 0 > A 0 / , 0 C, > , ( ? C, ). D = !" > A 0/ , 0 , > , , ? !0 G 0 / 0 = « / A !B # B 7 !B ?# B». @ = / ? = # > A 0/ , 0 C, > , # 0 !0 > , , = !0 > A 0 / , , @ 0 / = , ? / , + C 00 / A C, , = !" 0 C, > , (IBAN) / ? !0, . . C, 0 0 0 ! @ , / , / @ G 0 > A , .,. 0 > , # G ! ! / + 0 + 0 @ !0 ? + # C, . J @ / ?= / , 0 / , / , ! # B / A !B , A " A ! 00! / , + > ? > ? / = / , = > , . > = , C, C 00! / A @ A 0 ! , / 0 ! > " 0= + # . " 26. . / O " &" > A 0 / 27. @ / ( 0 / = = / = @ d + " 28. 2 из 5 C, , A / , / " ( / 0 , / 0 / / 0 + 0/ , 0 A / / 0 > A )O 0 A > " , B @ / . " , / / , , @ = # @ 0 ? 0 0 # / , / ?@ !" A + / = , !0 0 0 , # 0 0 / 0 A # / , / A + Citadele @ ). , / # . n 0 , # > A / , , / !B " @ > " C !/ > A # / , , Утверждены на заседании правления АО "Citadele banka" 15 мая 2012 года, решение № 5/28/12. Правила действуют с 1 августа 2012 года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– = P. 0 + # , ? 0 – = P./ # ! 0 > , – = P.; 31.9. 0 , > , ( , ! , , > , 0 A = , ? C 00 / A , > , ? / = 0 > A 0 / , 0 , , / ? ! = !> , ); 31.10. > A ( / A " + : / " , !" / A); 31.11. F # / A , O – = P. / = / , A !B = P.; 31.12. ?> A ( > A ). 32. @ = / , ?, , ! C 00 / A ! > , / = !/ > A # / , , = # > " . " 33. O / " @ , / ?= 34. Q ! +, ! > > A / , = / ? !" 35. O / , ! ! = = ? !/ 0 / * " @ > A / , G 0 , 0 ( / 0 , / > A / , 0/ = / A + Citadele). , / 0 ! / 31 D ", A ! ! ? A / , . @ 0 / !/ ? , > , # 0 ? # 0 0 , > , . @ ?, > A 0 / , = , !" 0 , > , . A ? = 0, , ! ! > A 0 = , !0 , / !0 / ? !0 . J , !, / ! F , !, @ 0 A > A # / , 43 44 D ". 36. O " / / ?+ 0 ,/ > A / Citadele G 0 E # / +, A ). J O / > A / , 0 / = / A + , , @ / , 0 0 / 0 G / 0 > A !B / , ", / , = ? = > A 0 / , / / ? O – G = , # / / , = " + 0 , ? 0 O ( A ? 0 , / G @ / + / 0 ? # O + 0 , ), , O – + , # , – , = ? / / ? / O > A 0 / , / / / O , = " , = / / " / , O . @ ? = / A !B C, / / ? 0 / = G 0 0 / 0 > A 0 / , +, = > A 0 / , / / ? = ? / / O , = " / c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из 5 > B / 0 / , !/ + . O , , / + = ? A 0 , !/ O " / , 0( , 31 D / / , , , 0 = ? # # / = 0 A = . @ 0 A / ? @ . B 38 39 D ", ? , , ? .J C, A ! C 00! / A A !B @ =! @ 0= O ! / , O !/ , / ", # , / ", O 0 0 C, = , !/ 0 0 0 A ( = ) O !0 26 D / ! +, ? , / / > 54 " ! B 0! / 0 ! / ? > A / / = ,, 0 55 D A ". ? " # !/ , 31 D , O ", @ . !" @ Утверждены на заседании правления АО "Citadele banka" 15 мая 2012 года, решение № 5/28/12. Правила действуют с 1 августа 2012 года. ? > A / , 0. d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h !/ !0 F , !/ !0 > A 0 , ? " > A, # C 00 / A ! = , , A > , / , !/ > A # / , , = # > " . 50. > ? 0 / / , ? =0 , B, / 0 !B / B 46 47 D ", = 0 ? , = A / # , = F , !/ 0/ !/ 0 > A , / = , 0 , 13 ( ) 0 / C 00! / A C, , 7 0 @ . D/ 0 !" 7 0 / 13 ( )0 , !" / 0 , , @ !/ = / G 0 +, / ! / 54 D ", = ? , # > ! =0 A ? !/ , F , !/ !/ = # > A . 51. O = , ? @ 0 / = / @ / ? / ?0 ! ! ! =c / / ", C, O ! = , ! A ! / F > ? . , 52. 0 0 " &" , +d G 0 + C, + " 0 A / , ? / G , = 0 , / ?. 53. O , O @ ! O / = / O / G 0 E # # ! + # C, . Q E # # A =! / ?, ! !" 0 0O 0, 0 , O . 54. > G 0 / = !B C, = B + 0 / O 7 " G 0 , / ?= Citadele 0 DIGI=FIRMA, 0 , / + G 0 : 54.1. C 00 / A + > A , " 00 ! / C, /= , C, ; O O 54.2. ! , / = O > ? > , + G ? B " B " > A –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itadele 0 DIGI=FIRMA @ A / O / ?0 G 0 # B # B @ / ? B . O 0 / / ?0 0 ,/ . / A Citadele, = ? / , G 0 # B@ / ? B . 57. O , = / !B @ 0 B + + G 0 + ( , 0 G , 0 G , 7 ./ , ! .), # 0, , @ / ?= ? 7 + G 0 + = O 0, 0 , # / , 0 G 0 @ / G , / G ,/ / , ,/ 7 !0 0 = . 58. / !" / / , 0 (/ ?0 , = = / ?0 .) , / !0 O , / O , = !" + 0E # # , / =A ? = !"/ !" O . 59. > # !" / !" 7 " G 0 0 , / !0 O , ! / 7 !" O , = !" + 0 E # # , / =A ? = !"/ !" 7 !" O , + !" # 0 / . 60. / @ 0 ! / G , O A ? ,, @ / , / !" 0 . 4 из 5 Утверждены на заседании правления АО "Citadele banka" 15 мая 2012 года, решение № 5/28/12. Правила действуют с 1 августа 2012 года. 61. 7 0 . / @ 62. E 62.1. = , / / B O , A + ? C, : &" A !/ !/ C, 0 A = ? = , / , ? . O # ? A / C, . Q C, , A !B = @ + / / O 0 F ? @ , A 7 !0 / 0 Citadele 0 DIGI=FIRMA. 62.2. / = ? @ , = ? 0 C, , / ? 0 , O / / ? = ? C, . O / = , , 0 + " , " ?, O @ 0 G # =# # ? # 0 , A / ? = , / 0 / 62.1. D ", / 0 , C, = . 63. @ = C, = O (= +, 0 , , / 0 # / 62.2. D "). 64. @ 0 / = ? C, O , B, !B / !0 0 P " " . / , B, !B E # 0 # . Q , / C, O – + , # ,@ 0 / = A ? = C, / ? ! O # 0 0 , # @ / F / 0 , # # O – + , # " B = "/ = " C, . 65. J E # 0 # , @ 0 / = ! ? C, , 0 7 0 O = 2 ( ) 0 = 0E # 0 # / . 66. C, = ! A , , > ? 0 B J !B / / =0 , !B , G = , B , A !B P " " " 00 , B , # " P = 0 / B / A !B F " = @ # / A , A , ! ! ? , / ! J !B / / B =0 , !B , G = , B , ! / / + / / A !B F " O # / A , A , = ! ? , !" , O @ . C, 0 A ! ?= ! A , , @ 0 0 / !B / 0 F / , O 0. 67. d G 0 =0 A B > " / / A ! F = # # " / !B / = B@ / A + " @ d . 68. @ 0 / , B, !B / !0 0 P " " . / , , B, !B E # 0 # , # ? E # # 0 / . E # # # # , # / ! ! + = + # # = ? , 0 , , # O / = @ / A , ! + = 7 B = ? . % 69. / O > ? , > = !/ , . / A ", A / = G # B = # 0 / 0 / 0 @ , O A / ? @ / ?0 " G 0 . > = , ! = ! / 0 !0 0 / 0 ! 0 + G # B , A / A , O 0 A / ? @ "G 0 , , / ?= G 7 +/ , . 70. O 0 A / ?/ = + / ?0 0 + / = @ / A + , Citadele, / G 7 !0 / 0. 71. > = O = / , 0 , !B A !B C, , 0 , – =0 ! " A " 00!, / , . /. B, 0 + ? # , ! A ! 0 + " / @ , !" . J = A ! ! ! / , / 0 0 0 / , 7 , # 0O , !0 =0 , / =A / = O 7 0 0@ / 0 . 72. J O ? / = / 0 C, , / = !0 / ?= 0 / A " ! !B / A " !, 0 # ! ? / ! / 0 / ?= / # @ 0 = 0 + 0 E # # ! , A / A !B . 73. O 0 / / ? / ?0 + / = + 0 P " " 00 , B # 0 0 / A 0 0 . 0 2 00 , B P B / : .> , 9/11, #. . # , LV-1011. 74. > ? 0 / / ? A o = ! / / ", !" B / : . O F? Q 0 , 157, #. . # , LV-1013. > / 0 A A F " / = « = / / "» = « / A !B # B 7 !B ?# B». 75. > , !0 / B = F + !B / = # " F ", ! + B = + # E # # , = +, # 0 A @ 0 O 0, # + # E # # . 76. @ 0 / 0/ = ? # . / A O = / ? # 0 O / ?= ? A ! , B C, (C, B) O , !/ (/ # F ) " @ O , 0 , = 0 0 !B @ # B / A ", , B 0 / = + + ! / 0 + !, / 0 @ 0 ? / = / , . 77. > / / + # = / # / , # @ O (G = , ) / A # F 0, , @ 0 / / = ? # , !B !B, , = / F ? / , ? , ! ! O + !B ? B = !B, = !B 0= ? 0/ , 7 / 0 + @ B 0 / F " O @ / , / = ? . O # F / , " # , !B !B ? 0 0, 7 / 0 + @ B 0 =! # O . 78. @ / G 0 + @ P = / F # G 0 + O A !0 @ 0 P / 0 . # . O 0 / = / F ? / , ? G 0 + = . # A !0 @ 0P / 0 . # , !B / O @ " @ P d www.bank.lv. 79. > / + = / # / , # @ , O / A # , , @ 0 / / ? G 0 + O / / 0, B 0 # // @ , # 0 = !0 @ 0/ / 0, A / , ? = !B / / " G 0 + O . 80. Q 0 0 !B !B / G 0 O 0 A ! ? / 0/ !0 # !0 # 0 JC # B # / BG ". 81. @ 0 / / = ? = / ? B G !B =# 0 A @ 0 O 0, , B / = / 0 # ! ? / ?= ! , = ? . 82. h = = ? ?+ @ O 0 ! G / P " " . / . 2 O 0 ! G / : . O # , 1, #. . # , LV-1050. 5 из 5 Утверждены на заседании правления АО "Citadele banka" 15 мая 2012 года, решение № 5/28/12. Правила действуют с 1 августа 2012 года.